Reviews / IME Remit
IME Remit
★ 4.4Nepal's largest remittance network by branch count — the default choice when the recipient needs cash pickup close to home, especially outside major cities.
What's good
- +Largest agent/branch network inside Nepal, including many rural districts
- +Near-instant payout once the transfer is sent — often within minutes
- +Directly integrated with IME Pay mobile wallet
- +Widely trusted and long-established brand among the Nepali diaspora
What to watch for
- –Exchange-rate margin is usually wider than Wise for straightforward bank transfers
- –App/website experience is less polished than newer fintech-first competitors
- –Rate transparency (showing the underlying market rate vs the margin) is limited
Where IME Remit wins: reach
If your family’s nearest bank or remittance counter is a short walk in a district outside the main cities, IME Remit’s branch density is the practical reason to choose it over a fintech-only competitor — the money being available doesn’t matter if there’s nowhere nearby to collect it.
Where it’s worth comparing first
For pure bank-to-bank transfers where the recipient already has reliable banking access, IME’s exchange rate margin is often a bit wider than transparent-rate competitors. Check the fee comparison table on your corridor page before assuming the “no fee” headline is the best total deal.
Frequently asked questions
Is IME Remit reliable for sending money to rural Nepal?+
Yes — IME's branch and agent network is generally considered the widest in the country, which makes it a strong choice specifically when the recipient is outside Kathmandu, Pokhara, or other major cities.
Does IME Remit charge a transfer fee?+
Many corridors advertise a low or no upfront fee, but the exchange rate offered is usually a bit below the NRB reference rate — that's where IME's margin comes from. Compare the total NPR payout, not just the headline fee, using the corridor pages.
Can I send to an eSewa or Khalti wallet with IME Remit?+
IME's own wallet is IME Pay; cross-wallet payout to competitors like eSewa or Khalti depends on the specific transfer corridor and current partnerships — check availability at send time.