Send money / United Kingdom
🇬🇧 Send Money to Nepal from United Kingdom
Compare fees and exchange rates
| Provider | Rate (NPR) | Fee | Speed | Payout | You send 300 GBP → receives |
|---|---|---|---|---|---|
| WiseBest payout | 171.5 | 1.1 GBP | 1 hour to 2 business days | Bank | रु 51,261 |
| Remitly | 171.16 | 1.5 GBP | Minutes to 3 business days | Bank, Cash pickup, Mobile wallet | रु 51,091 |
| IME Remit | 170.73 | 2 GBP | Minutes | Bank, Cash pickup, Mobile wallet | रु 50,878 |
| Prabhu Remit | 170.69 | 2.04 GBP | Minutes to 1 hour | Bank, Cash pickup, Mobile wallet | रु 50,859 |
| Western Union | 170.47 | 2.3 GBP | Minutes to 1 business day | Cash pickup, Bank, Home delivery | रु 50,749 |
Ranked by estimated NPR received on a 300 GBP transfer, after fees. Rates shown are sample/illustrative — replace with live provider data. Always confirm the final rate in the provider's app before sending.
Sending money to Nepal from United Kingdom: what actually changes your payout
Two things move the amount your family receives in Nepal: the exchange rate the provider gives you for GBP → NPR, and the transfer fee charged upfront. A provider with a “no fee” headline can still give a worse deal than one with a small fee, if its exchange rate margin is wider. Always compare the total NPR received, which is what the table above is sorted by.
Understanding the exchange rate margin
Every remittance company buys GBP and converts it to NPR at a rate slightly below the interbank/NRB reference rate — that gap is their real margin, often larger than the stated fee. Our forex page shows the official Nepal Rastra Bank reference rate so you can see the size of each provider’s margin for yourself.
Choosing a payout method
If your recipient has a Nepali bank account, bank deposit is usually both the cheapest and safest method. Cash pickup and mobile wallets (eSewa, Khalti, IME Pay) are worth the small extra cost when speed matters more than saving a few rupees, or when the recipient is in an area without nearby bank access.
Rates and fees shown are illustrative sample data for this scaffold — wire them up to live provider data before launch.
Payout options in Nepal
Bank deposit
Funds land directly in the recipient's Nepali bank account (NPR). Usually the cheapest and safest option for larger amounts.
Cash pickup
Recipient collects NPR cash at a partner bank branch or remittance counter, useful in areas without easy bank access.
Mobile wallet
Funds credited to eSewa, Khalti, or IME Pay within minutes — popular for small, frequent transfers.
Home delivery
Cash delivered to the recipient's doorstep, mainly in and around Kathmandu Valley and district headquarters.
How to send money, step by step
- 1
Compare today's rate
Check the live GBP → NPR rate and fee table above and pick the provider with the best total payout for your amount.
- 2
Create or open your account
Sign up with the provider (ID/passport verification is usually required the first time you send from United Kingdom).
- 3
Add the recipient in Nepal
Enter the recipient's full name (as per their ID), bank account or mobile wallet details, and district.
- 4
Enter the amount and pay
Enter how much GBP you want to send, review the exchange rate and fee, then pay by card, bank transfer, or in person depending on the provider.
- 5
Track and confirm delivery
Most providers send an SMS/app notification to both sender and recipient once the NPR has been credited or is ready for pickup.
Frequently asked questions
What is the cheapest way to send money to Nepal from United Kingdom?+
The cheapest option depends on your transfer amount and how fast you need it — low-fee providers like Wise usually win on the exchange-rate margin for bank transfers, while cash-pickup specialists like IME Remit or Prabhu Remit can be faster for smaller, urgent amounts. Compare the total payout (amount received in NPR after fees), not just the advertised fee.
How long does a transfer from United Kingdom to Nepal take?+
Minutes to 2 business days, depending on the provider, payout method, and whether the transfer is flagged for extra verification.
Is the exchange rate shown here the same as the Nepal Rastra Bank rate?+
No. Nepal Rastra Bank publishes an official reference rate, but individual remittance companies set their own retail exchange rate, which usually includes their margin. We show NRB's rate on our forex page as a benchmark alongside provider rates.
Do I need to pay tax on money sent to Nepal from United Kingdom?+
Personal remittances sent home by individuals are generally not taxed as income in Nepal, but rules can change and large or business-related transfers may have separate reporting requirements — check with your bank or a tax advisor for your specific situation.
What documents does the recipient need?+
For bank deposits, usually none beyond having an active account. For cash pickup, the recipient typically needs a government-issued photo ID and the transaction/reference number.