Enjaz

★ 4.3

Bank AlBilad's dedicated remittance arm and one of the most-used services among Nepali workers in Saudi Arabia, with direct wallet-loading partnerships inside Nepal.

What's good

+Licensed by SAMA (Saudi Central Bank) as a Major Electronic Money Institution
+Direct partnership with Esewa Money Transfer for wallet loading into Nepal, alongside bank and cash-pickup payout
+Frequent fee-free promotional periods through its digital channels
+Backed by 150+ Enjaz branches plus the broader Western Union agent network for payout flexibility

What to watch for

–Standard (non-promotional) rates are only moderately competitive — the fee-free windows are where the real value is
–Best-known and most convenient specifically for the Saudi Arabia corridor; not a general-purpose option elsewhere

Why Enjaz is a default choice for many Nepali workers in Saudi Arabia

Enjaz’s direct integration with Esewa Money Transfer means a sender can load a recipient’s eSewa wallet in Nepal in minutes — a payout path fewer Gulf-based providers support directly. Combined with its SAMA licensing and Bank AlBilad backing, it’s become one of the most-used names for the Nepali community in Saudi Arabia specifically.

Time it around the promotions

Enjaz’s fee-free promotional periods, run through its own app and the Bank AlBilad app, are frequently where the real savings are — its standard, non-promotional pricing is competitive but not dramatically better than other major Gulf providers. Check the app for an active promotion before sending a larger amount.

Frequently asked questions

Can Enjaz send money directly into an eSewa wallet?+

Yes — Enjaz has a direct partnership with Esewa Money Transfer, which loads funds into eSewa wallets in Nepal, alongside its standard bank and cash-pickup payout options.

Is Enjaz good value for sending money to Nepal from Saudi Arabia?+

It's strongest during its frequent fee-free promotional windows through the app. Outside those periods, compare its standard rate against IME Remit, Prabhu Remit, and Wise on the Saudi Arabia corridor page.

Is Enjaz regulated?+

Yes — Enjaz is licensed by SAMA (the Saudi Central Bank) as a Major Electronic Money Institution, and operates through Bank AlBilad and the Enjaz Easy network.